Singapore PR Application: DIY vs. Hiring an Immigration Expert
- Singapore Expats Association
- Jul 20
- 4 min read

Applicants for Singapore Permanent Residence (PR) often face the choice of handling the process on their own or enlisting professional immigration advisors. Both paths offer distinct advantages and drawbacks. This guide aims to help you weigh each option and make an informed decision, increasing your chances of a successful application.
Understanding the PR Application Process
To qualify for Singapore PR, you must meet eligibility criteria based on employment, family connections, residency duration, or investment status. Categories include professionals on Employment or S Passes, students, families, and investors, each with specific prerequisites.
Applicants must gather comprehensive documentation like personal IDs, employment records, financial proof, and evidence of family ties. A precise, complete submission is essential. The approval process involves document preparation, review, and submission, so time planning is crucial.
Eligibility Categories and Requirements:
Eligibility for Permanent Residence | Details |
Married partner of a Singaporean citizen or permanent resident (PR) | Must be in a legally recognized marriage with a Singapore citizen or PR |
Unmarried child under 21 years old | Must be the biological child (born within wedlock) or legally adopted child of a Singapore citizen or PR |
Elderly parent of a Singaporean citizen | Must be the parent of a Singaporean citizen |
Foreign worker holding an Employment Pass or S Pass | Must possess a valid Employment Pass or S Pass |
International student enrolled in a Singaporean institution | Must be enrolled as a student in an educational institution in Singapore |
Overseas investor with business interests in Singapore | Must qualify under the Global Investor Programme administered by the Singapore Economic Development Board (EDB) |
Notes | Details |
Assessment Factors | Factors such as connections to Singaporean citizens, financial input, educational background, age, family situation, duration of stay, potential contributions to the nation, and willingness to assimilate into local culture are all considered. |
Definition of PR | A non-citizen who receives permanent resident status can live in Singapore indefinitely and will be given a blue Singapore Identity Card if they are 15 or older. |
Re-Entry Permit | Permanent residents must have this document to leave and re-enter Singapore. |
Migration Agencies | The Immigration & Checkpoints Authority (ICA) is not connected to any private immigration consultants or commercial firms that present themselves as experts in migration. |
Application Procedure | Details |
Application Submission | Must be submitted online using the e-Service |
Application Form | Can be completed online or downloaded and completed offline before submission |
Singpass Requirement | Required for Singapore citizens or PRs applying for their spouse, unmarried child below 21 years old, or aged parent; and for Employment Pass or S Pass holders applying for self and family |
Foreign Identification Number (FIN) | Used by students currently studying in Singapore to access the e-Service |
Investor Applications | Submitted to the Singapore Economic Development Board under the Global Investor Programme |
Application Fees | Details |
Processing Fee | S$100 non-refundable, payable at submission |
Payment Methods | Visa/MasterCard credit/debit card, American Express (AMEX) credit card, Internet Direct Debit (DBS/POSB, OCBC, UOB, Standard Chartered Bank), PayNow |
Approval Fees | Details |
Entry Permit | S$20 |
5-year Re-Entry Permit | S$50 |
Identity Card | S$50 |
Entry Visa | S$30 (for foreigners requiring a visa) |
Payment Methods | NETS, Credit Card (Visa/Mastercard), Mobile Payment |
Approval Fees | Details |
Spouse of a Singapore citizen or PR, or child aged below 21 years old | Explanatory Notes/Document List for Spouse with/without accompanying child(ren), Explanatory Notes/Document List for Child(ren) only |
Aged parent of a SC | Explanatory Notes/Document List for Aged parent of a SC |
Holder of an Employment Pass or S Pass | Explanatory Notes/Document List for Holder of an Employment Pass or S Pass |
Student studying in Singapore | S$30 (for foreigners requiring a visa) |
Payment Methods | Explanatory Notes/Document List for Student studying in Singapore |
Foreign investor in Singapore | Apply at the Singapore Economic Development Board |
DIY Application: Pros & Cons
Advantages:
Cost savings – no advisor fees
Complete control – you manage every step
Bespoke customization – tailor each document to your personal situation
Drawbacks:
Legal complexity – navigating immigration rules alone can lead to misunderstandings
Time investment – extensive research and document coordination is needed
Risk of errors – missing deadlines or incorrect forms can lead to rejection and delays
Engaging Immigration Advisors: Advantages

Expert Guidance:
Advisors bring deep understanding of current Singapore immigration regulations
They’ve handled many PR cases and know what pivots a successful application
Streamlined Process:
End-to-end support from consultation to submission
Help with organizing documentation to ensure completeness and accuracy
Higher Approval Odds:
Thorough review reduces errors
Smoothens the submission process, mitigating chances of rejection
Picking an Immigration Advisor
When choosing a firm or consultant, consider:
Reputation and track record of successful PR cases
Expertise in Singapore PR procedures
Transparent fee structure and clear value for cost
Final Thoughts
Choosing between applying on your own or hiring a professional boils down to balancing cost, control, and expertise. A DIY route is budget-friendly but riskier; professionals offer smoother navigation and increased likelihood of success. Reflect on your resources, your comfort with complex legal forms, and your timeline.
Though it's possible to go solo, firms such as Xignam (the source of this guide) highlight how professional support can potentially boost your chances. Whichever route you choose, ensure you're well-informed and meticulously prepared.
Get in Touch for Personalized Support
Whether you’re applying for the first time or planning a reapplication, we’re ready to assist you.
📧 Email us at: members@expatassociation.com
Let’s work together to build your future in Singapore.
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